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How Much Can I Borrow for a Home Loan? A First-Time Buyer’s Guide

By Adam Maynard • September 18, 2025

First-time buyer in Sydney? Discover how much you can borrow for a home loan with Sabea Financial. Get expert mortgage advice and better loan options.

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need. There may be occasions where you may be charged a fee by your broker.

Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.

The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.

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How Much Can I Borrow for a Home Loan? A First-Time Buyer’s Guide

Hear it from our clients

Contact the Sabea team

Contact Us